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A Chapter 7 Bankruptcy is a tool that provides individuals with a way out of troublesome debt. The main purpose of a Chapter 7 Bankruptcy is relieving an individual of all unsecured dischargeable debts. Once filing a Chapter 7, the debtor is no longer liable for these debts after they have been discharged by the court.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 Bankruptcies allows the individual to retain certain property that is considered exempt. In North Carolina, most debtors are entitled to continue to retain their homes, motor vehicle, tools of trade, home furnishing, personal injury compensation, retirement accounts, retirement annuities, and life insurance proceeds. Dischargeable debts include: loan, medical bills, and credit card bills.

At Taylor Law we provide free consultations for all clients looking at filing an individual Bankruptcy (Chapter 7 and Chapter 13). Call us today!

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